In a one-year term life insurance policy an insurer promises to pay $100,000 at the death of each insured who dies during the year. If past experience indicates that 0.1 percent of a group of young people will die during the year, one death may be expected for every 1,000 persons in the group. If a group of 300,000 is insured, what is the premium amount that the insurer must collect per policyowner