A small business obtains a $75,000 loan from Hometown Bank. The bank requires the owners of the business, Lance and Emma, to be personally liable for the loan, even though the loan is for their small business. To get the loan, Lance and Emma are required to take a second mortgage on their house. Is this fair, or has the bank gone too far in this case

i would have to say its c

ans.

heterothermic organisms include those organisms that can switch between homeothermic (having body temperature higher than environment) and poikilothermic (having variation in internal body temperature) strategies.

some migratory birds show heterothermy as they decrease their metabolic rate during cold nights to keep their body temperature low. drop in metabolic rate allows increase in production efficiency of birds that reduces the internal body temperature to make it equal to external cold temperature during cold nights.

thus, the correct answer is 'birds allow their temperature drop in order to increase their production efficiency.'

answer; by looking at total product,marginal product,and changes in both after changes in inputs

answer(b) equal; set period;