Vítor knows he must prepare and possibly prevent overdraft funds fees since they are charged automatically. which statement below would be the least effective element of a plan vitor could use to accurately estimate (or minimize) overdraft fees on the account? a. always keep extra money in the account for such unexpected events. b. use the debit card for a large number of small purchases and check the balance later. c. always keep track of how much is being temporarily held d. do not enter deposits into the register until they are verified as available.

In 2018, laureen is currently single. she paid $2,800 of qualified tuition and related expenses for each of her twin daughters sheri and meri to attend state university as freshmen ($2,800 each for a total of $5,600). sheri and meri qualify as laureen’s dependents. laureen also paid $1,900 for her son ryan’s (also laureen’s dependent) tuition and related expenses to attend his junior year at state university. finally, laureen paid $1,200 for herself to attend seminars at a community college to her improve her job skills. what is the maximum amount of education credits laureen can claim for these expenditures in each of the following alternative scenarios? a. laureen's agi is $45,000.b. laureen’s agi is $95,000.c. laureen’s agi is $45,000 and laureen paid $12,000 (not $1,900) for ryan to attend graduate school (i. e, his fifth year, not his junior year).