Madrid Co. has a direct labor standard of 4 hours per unit of output. Each employee has a standard wage rate of $11.50 per hour. During February, Madrid Co. paid $100,000 to employees for 9,160 hours worked. 2,450 units were produced during February. What is the direct labor efficiency variance

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

Answer i believe the answer is a theme;

Answeran increase; appreciate;

Apoem which is called trees by joyce kilmer ex:   i think that i shall never see          a poem lovely as a tree          a tree whose hungry mouth is prest        against the sweet earth's flowing breast;   it's all about the rhyming at the end of the stanzas.hope my answer has you : )