The Consumer Financial Protection Bureau, an agency of the U. S. government, was concerned about the lending practices of BancorpSouth; they suspected that racial and ethnic minorities were being given less favorable treatment than whites. To test their suspicions, they sent a number of undercover investigators in to apply for home loans. They found that requests for financing to purchase homes in predominately white neighborhoods were granted more often than requests for funds to purchase homes in areas where most residents belonged to a racial or ethnic minority group, even when the applicants were similarly qualified. They also found that whites received more favorable loan terms--specifically, lower interest rates--than African Americans with comparable work and credit histories. The pattern was found to be too widespread and systematic to be the work of particular loan officers. Which term best captures what was taking place at BancorpSouth?

Suppose that kenji, an economist from an am talk radio program, and lucia, an economist from a school of industrial relations, are arguing over health insurance. the following dialogue shows an excerpt from their debate: lucia: a popular topic for debate among politicians as well as economists is the idea of providing government assistance for health benefits. kenji: i think it is oppressive for the government to tax people who take care of themselves in order to pay for health insurance for those who are obese. lucia: i disagree. i think government funding of health insurance is useful to ensure basic fairness. the disagreement between these economists is most likely due to . despite their differences, with which proposition are two economists chosen at random most likely to agree? lawyers make up an excessive percentage of elected officials. minimum wage laws do more to harm low-skilled workers than them. tariffs and import quotas generally reduce economic welfare.

Connors academy reported inventory in the 2017 year-end balance sheet, using the fifo method, as $154,000. in 2018, the company decided to change its inventory method to lifo. if the company had used the lifo method in 2017, the company estimates that ending inventory would have been in the range $130,000-$135,000. what adjustment would connors make for this change in inventory method?

During which of the following phases of the business cycle does the real gdp fall? a. trough b. expansion c. contraction d. peak