Identify the source of a consumer loans given below. a. Commercial banks
b. Consumer finance companies
c. Credit unions
d. Savings and associations
e. Sales finance companies
f. Life insurance companies

1. These institutions usually carry variable interest rates and need not be paid back.
2. These institutions generally offer higher interest rates than many other types of institutions because the vendor of the item being financed arranges the financing and must be paid for that service.
3. These are nonprofit organizations whose loan interest rates are relatively low.
4. These institutions mainly make mortgage loans.
5. Loans from these institutions are in high demand but given only to those who are good credit risks.

a. Commercial banks ⇒ Loans from these institutions are in high demand but given only to those who are good credit risks.

b. Consumer finance companies ⇒ These institutions are known as small loan companies with most loans for $5000 or less.

c. Credit unions ⇒ These are nonprofit organizations whose loan interest rates are relatively low.

d. Savings and associations ⇒ These institutions mainly make mortgage loans.

e. Sales finance companies ⇒ These institutions generally offer higher interest rates than many other types of institutions because the vendor of the item being financed arranges the financing and must be paid for that service.

f. Life insurance companies ⇒These institutions usually carry variable interest rates and need not be paid back.

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