(03.02 MC) Rachel needs a car to get to work and school. She's decided on a used car with a cost of
$9,000. According to her budget, she can afford to pay up to $275 per month in car
payments. Which loan offer is best for Rachel?
Length of
Loan
APR
Late Payment
Fee
Monthly
Payment
Total Cost of
Loan
Offer
1
24 months
4.5% $35
$393
$9,428
Offer
2
36 months
5%
$20
$270
$9.711
Offer
3
48 months
5.5% $45
$209
$10,047
Offer
4
60 months
6.5% $25
$176
$10,566
Offer 1, because it has the lowest APR and lowest total cost of the loan
Offer 2, because it has the lowest total loan cost of the offers with a monthly payment in her
budget
Offer 3, because a low monthly payment and the lowest late payment fee
Offer 4, because it has the lowest monthly payment which frees up her budget for more fun
with friends

An employer who is considering hiring eva has asked donna, eva’s former supervisor, for a report on eva. in truth, eva’s work for donna has been only average. however, eva is donna’s friend, and donna knows that eva probably will not get the job if she says anything negative about eva, and donna knows that eva desperately needs the job. further, donna knows that if the situation were reversed, she would not want eva to mention her deficiencies. nevertheless, it has been donna’s policy to reveal the deficiencies of employees when she has been asked for references by employers, and she knows that some of eva’s faults may be bothersome to this particular employer. finally, this employer has leveled with donna in the past when donna has asked for a report on people who have worked for him. should donna reveal deficiencies in eva’s past performance? (remember to use one of the three moral theories acceptable for this test to solve this dilemma. any discussion of any personal opinion, religious perspective, or theory other than the moral theories acceptable for this test will result in a score of "0" for this question.)