What annual rate of return is earned on a $4,000 investment made in year 9 when it grows to $5,000 by the end of year 12? (Do not round intermediate calculations and
round your final answer to 2 decimal places.)

Specialization—the division of labor—enhances productivity and efficiency by a) allowing workers to take advantage of existing differences in their abilities and skills. b) avoiding the time loss involved in shifting from one production task to another. c) allowing workers to develop skills by working on one, or a limited number, of tasks. d)all of the means identified in the other answers.

What resourse is both renewable and inexpensive? gold coal lumber mineral

You get your monthly banking statement and notice that the number is lower than expected. you decide that you should create a cash flow statement. why are cash flow statements useful in managing money? what are the steps in creating a statement?