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Tanya has money that she wants to leave to her grandchildren after she dies, but she doesn’t want them to have to pay an inheritance tax. What is the BEST way for Tanya to leave money to her grandchildren tax-free?
A. Put all of her money into a 401k.
B. Start gifting each of them $15,000 per year now.
C. Put all of her money into stocks and bonds.
D. Start gifting each of them $25,000 per year now.
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