Who would best benefit from counseling? A person with a debt-to-income ratio of 29%

A person with a debt-to-income ratio of 8%

A person with a debt-to-income ratio of 12%

A person with a debt-to-income ratio of 25%

What do you recommend adam do to increase production in a business setting that does not seem to value high productivity?

Arnold rossiter is a 40-year-old employee of the barrington company who will retire at age 60 and expects to live to age 75. the firm has promised a retirement income of $20,000 at the end of each year following retirement until death. the firm's pension fund is expected to earn 7 percent annually on its assets and the firm uses 7% to discount pension benefits. what is barrington's annual pension contribution to the nearest dollar for mr. rossiter? (assume certainty and end-of-year cash flows.)

Melissa buys an iphone for $240 and gets consumer surplus of $160. a. what is her willingness to pay? b. if she had bought the iphone on sale for $180, what would her consumer surplus have been?