The term average means ___. A. there are an equal number of employees earning above the amount provident and an equal number earning below the amount provided
B. there are an equal number of employees earning above the amount provided but not an equal number of employees carning below the amount provided
C. there are equal mumber of employees net earning above the amount provided but an equal mmber of employees earning below the amount provided
D. the number calculated by adding all mmbers together, then dividing by the total amount of numbers

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan