Why would a bank be more likely to make a loan to someone with a FICO score of 750 rather than someone with a score of 500?

see below

Explanation:

Fico is among the most recognized credit score.  The Fair Isaac Corporation develops the FICO score. The score range between 300 and 850. FICO scores are in five bands. The lowest band is between 300 and 579 and is considered a poor score. A borrower within this range is considered a high-risk customer. They are highly likely to default on payments.

A FICO score of 750 lies between the 740 to 799 band, which is considered very good. A customer with a credit score of 750 is judged as reliable in debt repayment. They are less likely to default on loans. Lenders prefer working with such customers as they are considered low-risk borrowers.

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