What does the speaker say is the antidote to commoditization? What does he mean by this? What does the speaker say to the services over the past 10 or 20 years? How does he suggest marketers respond?

What advice does the speaker consumers?

30 points

Select the correct answer. the word intestate means that a person has died with or without a will?

Interest is credited to a fixed annuity no lower than the variable contract rate contract guaranteed rate current rate of inflation prime rate

The 39 percent and 38 percent tax rates both represent what is called a tax "bubble." suppose the government wanted to lower the upper threshold of the 39 percent marginal tax bracket from $335,000 to $208,000. what would the new 39 percent bubble rate have to be? (do not round intermediate calculations. enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)