What may be a concern if you have an adjustable rate mortgage (ARM)? a. After the initial fixed rate period, your rate may increase.
b. Your payment will constantly change during your initial fixed rate period.
C. After the initial fixed rate period, your rate may decrease.
d. A portion of your rate pays the commission of your mortgage broker.

a. After the initial fixed rate period, your rate may increase.

Explanation:

An adjustable-rate mortgage (ARM) is a mortgage whose interest rate applied to the outstanding balance keeps changing throughout the loan's life.  At the sign -up, the ARM will have a relatively long fixed-rate period before interest rates begin to change.

With the adjustable-rate mortgage,  the lender is at liberty to change the interest rate after the lapse of a certain period. The interest rate will keep changing from time-to-time until the entire debt is paid. This type of mortgage usually starts with a low-interest rate, at times, below the market rates. Nonetheless, the interest rate can increase or decrease significantly over the life of the loan. A significant increase in the interest rate is a worry to customers.

if kj of heat is transferred o 1200 g liquid water at 36'c, what would the new temperature of the water be? (he specific heat capacity of liquid water is 4.186 j/g''c)

a. 15'c

b.100'c

c.51'c

d.36'c

if you do not file your taxes you will not have a job, and you credit rate will go down.