The Total Debt to Total Capital ratio is an effective type of debt management ratio because it gives an idea of: a. how profitably the firm is operating and utilizing its assets.
b. the firm’s ability to pay off debts that are maturing within a year.
c. how the firm has financed its assets as well as the firm’s ability to repay its long-term debt.
d. how efficiently the firm is using its assets.

c. how the firm has financed its assets as well as the firm’s ability to repay its long-term debt.

Explanation:

The Total Debt to Total Capital ratio is also known as the Debt to Equity Ratio. This ratio shows how much foreign money is used by the Company. Also important, it reveal the firms ability to repay its long term debt.

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(b) management: leadership

the investment was $14,174.196

explanation:

a lump sum means that the father of the example made one deposit and leave it be.

we need to know the value of a capital that generated at 4.05% per year during 28 years the sum of $48,613.24

now clearing the formula to solve for capital we got:

and we reach the answer investment = $14,174.20