Services require: A. The customer to be close at hand. B. customizable and oriented on customer requirements C. has no shelf-life and ends once the service is completed. D. All the above.

answer; i believe that the correct answer is ; (a) customer demand for the

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

mauve company permits employees to occasionally use the copying machine for personal purposes

the correct answer for apex is “ doubling a recipe and figuring out how many cups of paint to use are both examples of using math skills”.