A car dealership sells a vehicle to Tony and Tony is 16 years old. Tony takes out a loan of $10,000 to purchase the vehicle. Tony’s payments are $250.00 per month. For 6 months, Tony regularly makes the payments of $250.00 per month. After 6 months, Tony loses his job. He is 16 ½ years old. He can no longer make the payments for the vehicle. Tony turns in the vehicle to the car dealership telling them that he cannot afford the vehicle anymore. The following is true: a) Tony is liable for the remainder of the loan because he ratified the contract by making payments for six (6) months on the loan. b) The contract is voidable because Tony is a minor and the disaffirm the contract within a reasonable time. c) The contract is NOT voidable because Tony drove the truck for 6 months and his actions serve to ratify the agreement he made with the car dealership. d) The contract was void from the beginning and unenforceable because Tony is a minor and the car dealership should have known better.