Soyan Inc., an armored-vehicle manufacturer based in Arizona, manufactures light to semi-light utility vehicles with armors that are used in war zones, disaster-struck areas, and harsh terrains. The company is a .

Discrete manufacturer

Explanation: Soyan Inc. is a discrete manufacturer and as such is involved in the production of distinct (noticeably different from other) items that can be characterized by unit production; where units can be produced with high complexity and low volume.  Light to semi-light utility vehicles with armors that are used in war zones, disaster-struck areas, and harsh terrains (automobiles), furniture, toys, smartphones, and airplanes are examples of such items. These distinct items are capable of being easily counted, touched or seen and the production orders and products of distinct manufacturing changes frequently from order to order.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.