One possible reason for unfavorable variable manufacutring overhead efficiency variance for materialshandling is . A. very low wait time at work centers B. experienced but unmotivated employees C. inefficient layout of product distribution channels D. loosely budgeted standard hours

The correct answer is B. experienced but unmotivated employees.

Explanation:

Within the production process an unfavorable variation means a behavior contrary to the established pattern according to studies of time, behavior, etc. In the case of the statement, the characterization of variable costs associated with the production process can be considered as those costs that are additionally incurred to start the sale of the product. If there is an unfavorable variation, it is most likely that the employees are not performing their tasks in the time, manner and manner expected, due to demotivation situations.

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of the three mortgage options that demarco and tanya have to choose from, the balloon payment mortgage would be their best option, over adjustable payment and fixed payment plans.ultimately, the balloon payment plan would save demarco and tanya overall, in interest, would cost less monthly, and they would only have to make these payments for 8 years, opposing to 30 years for adjustable or fixed payment plans. 

overall, demarco and tanya would save $80,811 if they chose balloon payments over fixed payments, and would save $116,711 if they choose balloon payments over adjustable payments. benefits with choosing fixed payments over adjustable payments is that, in the end, the payments will still be $836.30 a month, while with adjustable payments, the initial monthly payments will be $763.38 to $1082.70 a month, ultimately leading to a more costly purchase. benefits with choosing fixed payments over balloon payments are not present. benefits in choosing adjustable payments over is that it has a lower interest rate, and starts with lower monthly payments initially. benefits in choosing adjustable payments over balloon payments include a lower interest rate, and lower initial monthly payments. benefits in choosing balloon payments over fixed payments include lower interest rates, lower overall price, lower monthly payments, takes less time to pay off, and does not require a downpayment. benefits in choosing balloon payments over adjustable payments include, lower monthly payments (when averaged), takes less time to pay off, and lower overall price.

hence, option c, balloon payments, is the best option for demarco and tanya to make this purchase, for it will save them a minimum of $80811, and a maximum of $116,711.