Assume you had a health insurance policy with an 85/15% coinsurance provision and a $1,000,000 limit. Assume you suffered a serious illness and incured medical bills of $1,000,000, which are covered under the policy. How much can you expect to be reimbursed by the insurer?

a. $ 850,000
b. $ 1,01,5000
c. $ 15,000
d. $ 1,000,000