The standard cost sheet for Chambers Company, which manufactures one product, follows:

Direct materials, 40 yards at $2.00 per yard $ 80

Direct labor, 5 hours at $20 per hour 100

Factory overhead applied at 80% of direct labor 80 (variable costs = $60; fixed costs = $20)

Variable selling and administrative 64

Fixed selling and administrative 40

Total unit costs $ 364

Standards have been computed based on a master budget activity level of 28,800 direct labor-hours per month. Actual activity for the past month was as follows:

Materials used 200,000 yards at $2.10 per yand

Direct labor 28,500 hours at $21.00 per hour

Total factory overhead $550,000

Production 5,600 units

Required:

1. Prepare variance analyses for the variable and fixed costs. Materials are purchased as they are used. (Do not round intermediate calculations).

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answer; niosh, the national institute for occupational safety and health;

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credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.