Jarrod is a college student. All of Jarrod's disposable income is used to pay his college-related expenses. Although he has no liabilities (Jarrod is on a scholarship), he does have a credit card that he typically uses for emergencies. He and his friend went on a vacation in New York City where he charged a total of $2 comma 000, on his credit card. Jarrod has $20 in his wallet, but his bank accounts are empty. What is Jarrod's liquidity ratio? What does this ratio indicate about Jarrod's financial position?