The facility of payment clause:

a. States benefits are payable to an individual who is related to the deceased insured by blood or marriage
b. States claims must be paid immediately upon receipt of proof of loss
c. States benefits are paid to the insured's estate
d. Is a required uniform provision

The answer is a. States benefits are payable to an individual who is related to the deceased insured by blood or marriage

Explanation:

A facility of payment clause is a provision in life insurance that allows the insurance company to choose the beneficiary or give part of the proceeds to someone other than the beneficiary. The company may have the choice of giving the entire death benefit to a relative of the insured, for instance, after his or her death because the official beneficiary is a minor or is also deceased.

hi i’m a student too and i’ve had this app downalodes for a few weeks people do answer it you just gotta be patient and what is your question + subject i’ll you?

consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.