A mortgage broker structures a higher-priced loan with two points in borrower credit because the borrower has limited cash to close, and suggests the borrower use the premium generated to subsidize the closing costs. After consideration, the borrower agrees and moves forward. This is:.

Legal and ethical

Explanation:

 The legal and the ethical are the principle or the standards that helps in managing the actual human rights based on the given law by the government.

The ethical and the legal are the legal standards that helps in developing the legal practices, laws and also the rule such as honesty and integrity.

According to the given question, the Mortgage broker is basically structured the higher price loan and agrees for borrowing the credits based on the legal and ethical standards.  

 Therefore, Legal and ethical is the correct answer.

whole quiz

1. the sum of all activities involved in getting high-quality products into the marketplace

2.operations

3. the principle of looking at the supply chain as a whole in order to improve the overall flow through the system.

4. produced; performed

5. activities producing tangible products, such as radios, newspapers, buses, and textbooks.

6. activities producing intangible and tangible products, such as entertainment, transportation, and education.

7.   customer focus

8. analyzing a competitor's products to identify desirable improvements

9. the systematic direction and control of the processes that transform resources into finished projects that create value for and provide benefits to consumers.

10. operation management.

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