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Henry meets an old friend, a fitness enthusiast, at his high school reunion. His friend convinces him of the long-term health benefits of following a fitness regimen. Following this interaction, Henry enrolls himself at a neighborhood fitness center, something he had deliberately avoided in the past. This change in Henry's behavior can be attributed to . Select one:
a. exposure
b. perception
c. accommodation
d. sensation
e. learning

Rate of return douglas keel, a financial analyst for orange industries, wishes to estimate the rate of return for two similar-risk investments, x and y. douglas's research indicates that the immediate past returns will serve as reasonable estimates of future returns. a year earlier, investment x had a market value of $27 comma 000; and investment y had a market value of $46 comma 000. during the year, investment x generated cash flow of $2 comma 025 and investment y generated cash flow of $ 6 comma 770. the current market values of investments x and y are $28 comma 582 and $46 comma 000, respectively. a. calculate the expected rate of return on investments x and y using the most recent year's data. b. assuming that the two investments are equally risky, which one should douglas recommend? why?