When refusing an applicant's direct request for a recommendation, which of the following is the best format?
o the message should be brief and indirectly imply the refusal.
o the message should be brief and direct.
o the message should directly state the refusal, suggest an alternative and use a close that encourages questions if necessary.
o the message should be detailed and indirect. o the message should imply the refusal, suggest an alternative and use a polite close

Construct an example of the cycle of​ money, identify all the players involved and identify their individual benefits from participating in the cycle of money. in the examples of the cycle of money shown​ below, identify all the players involved and identify their individual benefits from participating in the cycle of money. example​ one: ​(select from the​ drop-down menus.) ▾ opens a savings account ▾ with the borrower with the original lender at a local commercial bank with a​ $200 deposit. the ▾ original lender bank borrower loans out the​ $200 with other funds from other savings accounts to ▾ the original lender a local businessman who is expanding his business. the local businessman pays back the loan over time with interest and the bank credits the savings account with interest. the individual withdraws money from the savings account to buy a new bike.