Core competencies:
1. what is a core competency?
2. how would you determine what an organization core competencies are?

1)A core competency, in generally, has the meaning as  a concept in management theory and it is defined as "a harmonized combination of multiple resources and skills that makes distinguish compared to another competitors.

2) Key core competency should have the following set of characteristics to determine for organizations:

value - it must be rare and irreplaceable;

uniqueness - should exclude copying;

availability - the company should be able to use it

Explanation:

A core competency, in generally, has the meaning as  a concept in management theory and it is defined as "a harmonized combination of multiple resources and skills that makes distinguish compared to another competitors.

The core competency of an organization is competency that provides a competitive advantage.

Key core competency should have the following set of characteristics to determine for organizations:

value - it must be rare and irreplaceable;

uniqueness - should exclude copying;

availability - the company should be able to use it

Core competencies can take many forms, including technical / substantive know-how, a reliable process and / or strong relationships with customers and suppliers. A systematic approach to the analysis of the development of competitive advantages is carried out through the concept of the value chain (value chain), first proposed by Michael Porter in the book "Competitive Advantage".

if i need to borrow money for anything, it would be for something like a house or an apartment but, that depend on the situation.

is this good enough?

i would say their habit of breaking down.