Acgl policy with a general aggregate limit of $300,000 and a per-occurrence limit of $100,000 would have how much remaining after paying a claim for a $200,000 loss, and subsequently a second claim for a $100,000 loss?

$100,000

Explanation:

Data provided in the question:

General aggregate limit of CGL policy = $300,000

Per-occurrence limit = $100,000

Now,

For the first claim  for a $200,000 loss the maximum amount paid will be the Per-occurrence limit i.e $100,000

Subsequently for a second claim for a $100,000 loss the amount paid will be minimum of the Per-occurrence limit or the loss amount claimed i.e $100,000

Therefore,

Total amount of claim provided by the insurer till second claim

= $100,000 + $100,000

= $200,000

Thus,

Amount remaining

= General aggregate limit of CGL policy - Total amount of claim provided by the insurer till second claim

= $300,000 - $200,000

= $100,000

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