The (fomc) federal open market committee
a. includes the board of governors and the presidents of the 12 federal reserve regional banks (though not all are voting members).
b. determines the target federal funds rate and the direction of open market operation policies.
c. makes decisions that are voted on by all 7 members of the board of governors but only 5 of the 12 regional bank presidents.
d. all of the above.
e. a and b only.

Now ray has had the tires for two months and he notices that the tread has started to pull away from the tire. he has already contacted the place who sold the tires and calmly and accurately explained the problem. they didn’t him because they no longer carry that tire. so he talked with the manager and he still did not get the tire replaced. his consumer rights are being violated. pretend you are ray and write a letter to the company’s headquarters. here are some points to keep in mind when writing the letter: include your name, address, and account number, if appropriate. describe your purchase (name of product, serial numbers, date and location of purchase). state the problem and give the history of how you tried to resolve the problem. ask for a specific action. include how you can be reached.