Research conducted by churyk and clinton (2008 ) identified certain "tells" or communication characteristics in the context of the management discussion and analysis section of annual reports, related to financial statement deception. which of the following characteristics is an indicator of such deception? a) fewer words per sentences
b) fewer past-tense words
c) more optimistic words
d) more self-references

month 1 start amount =$3287.90 interest=(3287.90x0.0145/12)3.97 total to pay=$3291.81 paid =$1200 balance =$2,091.87

month 2 starting amount= $2,091.87 interest =$25.28 total to pay =$2117.15 paid =$1200 balance $917.15

month 3 starting amount =$917.15 interest =$11.08 total to pay =$928.23 paid =$928.23 balance =$0 total to pay 1200+1200+928.23 = $3328.23 it will take 3 months to pay a total of $3328.23

answerblank(1) negatively.blank(2); rises; blank(3) falls;

answerpublic goods;