Evans & sons, inc. reported the following borrowings in a prior annual report: effective interest borrrowing ($ in millions) amount rate (%)

a. 4.00 percent, zero-coupon bond, due 2020 $202 4.00
b. 4.80 percent debentures, due 2033 500 5.00
c. 3.80 percent debentures, due 2017 500 3.95
d. 6.95 percent bonds, due 2025 293 6.85
for each borrowing, indicate whether the bond or debenture was originally sold at its face value, a discount, or a premium.

The advantage of administering personality tests on employees is that it will allow the employer to know the mindset and personality of the employee. this will allow the employer to at least have an idea as to how the employee works and how his attitude in the workplace. the disadvantage is that it may make the employee a little anxious as to whether he would meet the personality requirements of the employer and whether he would be able to retain the job or not. 

You would need: your bank deposit account type (checking/prepaid card or savings), your account number, your routing number, your check number

Money believe but i may be wrong