Gordon law group frequently deals with a process that begins when two or more employees within an organization experience a disagreement over goals, methods, or expectations. this process is known as

b or d if i'm correct boi.

consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.