You purchased shares of stock one year ago at a price of $64.24 per share.
during the year, you received dividend payments of $2.11 and sold the stock for $71.36 per share.

if the inflation rate during the year was 2.75 percent, what was your real return?

11.31%

Explanation:

The real share cost (C) is the price at purchas added to the increase due to inflation:

The total final value (V) of the share is the selling price added to the dividends payed:

The real return rate (R) is given by:

The real return was 11.31%

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forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.