Business, 26.11.2019 06:31 sciencecreation87

Which of the following acts by a third-party collector would be a violation of the fdcpa?
a. sending the debtor a postcard that reads: "don't let this bill affect your excellent credit rating"
b. referring the account to an attorney for a lawsuit
c. calling the debtor at home at 8: 30 am to confirm the debt
d. filing suit without first contacting the debtor

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Which of the following acts by a third-party collector would be a violation of the fdcpa?
a....