How does unemployment influence financial planning?

Income and retirement ages are two factors of financial planning heavily impacted for unemployment.  

Explanation:

Unemployment influence on financial planning is strong from the income's perspective as a person that does not have a regular income is stagnated and cannot grow.  

Another factor of financial planning that its affected by unemployment is retirement ages. As less people work under high unemployment rates there is a need for working more years in order to retire.  

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