Abc corporation dora and keith are managers at abc corporation. keith is having problems in his department with a lack of innovation. in response, he consults the corporate procedures manual and speaks with his boss about the right way to solve the problem. dora is also having a similar problem in her own department but decides to confront it by hosting team luncheons where she can learn new perspectives and discuss new "outside the box" ways to deal with the problem. keith is an example of a(n) thinker. a. divergent
b. innovative
c. procedural
d. convergent
e. illumination

In 2015, lori assigned a paid-up whole life insurance policy to an irrevocable life insurance trust (ilit) for the benefit of her three children. the ilit contained a crummey provision for the benefit of each child. at the time of the transfer, the whole life insurance policy was valued at $200,000, and since lori had not made any other taxable gifts during her lifetime, she did not owe any gift tax. lori died in 2016, and the face value of the whole life insurance policy of $2,000,000 was paid to the ilit. regarding this transfer, how much is included in lori’s gross estate at her death?