Pablo traded in his 2000 ford for a new ford. one week later, he hit an oily spot in the road on his way to work and skidded into a parked car. the 2000 ford was insured under the pap with full coverage, including a $250 deductible for a collision loss. at the time of the accident, pablo had not notified his insurer of the trade-in. the physical damage to the parked car was $8000. damage to pablo’s car was $5000. will pablo’s pap cover either or both of these losses?