The individuals at the international fireplace shoppe perform the following duties: individual e roles and responsibilities: 1. role is required by the sec2. ensure internal controls and risk management policies function properly3. reports to audit committeeindividual f roles and responsibilities: 1. oversees internal audit function2. oversees annual audit of financial statements by independent cpas3. does not manage internal audit functions on a daily basis4. periodic meetingsidentify individual e and individual f at international fireplace shoppe.

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

answer; specific performance;

answer; at prices that violate government price regulations;