Suppose you are a thirty-year-old worker choosing between an ira, a roth ira and a regular brokerage account. your marginal federal tax rate is 15% now and 15% in retirement. your investment of $1000 of reduction of current consumption will earn before tax return of 7% for 35 years (note, this means that you invest approximately $1176=$1000/(1-.15) for a regular ira, getting back $176 as reduced taxes, in the first example, while you invest $1000 for the other two types of accounts). the tax on investment returns on a regular brokerage account is 10% (meaning you earn a 6.3% after tax annual yield).

Bandar industries berhad of malaysia manufactures sporting equipment. one of the company’s products, a football helmet for the north american market, requires a special plastic. during the quarter ending june 30, the company manufactured 35,000 helmets, using 22,500 kilograms of plastic. the plastic cost the company $171,000. according to the standard cost card, each helmet should require 0.6 kilograms of plastic, at a cost of $8 per kilogram. 1. what is the standard quantity of kilograms of plastic (sq) that is allowed to make 35,000 helmets? 2. what is the standard materials cost allowed (sq x sp) to make 35,000 helmets? 3. what is the materials spending variance? 4. what is the materials price variance and the materials quantity variance?

Each row in a database is a set of unique information called a(n) table. record. object. field.

According to the naeyc curriculum is effective when all of the following occur except