The planning team should represent the many facets of the community, including governmental and nongovernmental entities, the private sector, infrastructure owners and operators, and civic leaders. a. true b. false

True

Explanation:

It is the job of planning team, to analyse and represent all the prospects of a project. In regards all the prospects includes:

governmental and non-governmental prospects,

the private sector involvement,

all the owners for infrastructure as would be highly significant to each project.

All the roles and impact of civic leaders, etc:

As the planning team is responsible to collect and analyse the data properly before executing any projects.

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.