Your branch does a somewhat sizeable business in deferred variable annuities. during the course of day-to-day business, a principal at an osj (office of supervisory jurisdiction) gets an application that comes across her desk for a 1035 exchange. assuming the paperwork is complete and there are no discrepancies, review by this principal for approval or rejection must take place with regards to the exchange recommendation within what time period?

What are the options?

Maximizing the difference between total revenue and total cost;

In the 10th grade, i was teamed up in a group of four. our project was on modern history. altho it seemed super hard for many of us. patrick fleming  took charge and showed us the understanding of this project.  his leadership showed great ethics and it taught me, personally, how to others understand, not just to show them, but explain it thoroughly. and altho he was a great teacher i would have changed a few things. one being his attitude. many times he would get frustrated and impatient with the group.  i think  a leader i would have done exactly  what he did but with much more patience and be there more to explain. such as lunch  learning. and giving everybody a chance to try to explain it in their  head.