Which is a drawback of virtual (internet only) banks?
a) virtual banking can only be done by computer or smart device, not through atms.
b) virtual banks have higher fees in order to maintain their web presence.
c) some financial transactions can only be done in person, not virtually.
d) some brick and mortar banks will not accept check payments from virtual banks.

C) Some transactions can only be done in person, not virtually.

Explanation:

Internet banking is less flexible with transactions because there are certain funds which cannot be deposited via banking apps. Depositing a cheque is somewhat possible through internet banking but it is impossible to deposit cash the same way. The account holder is supposed to personally visit the bank to deposit cash. The process turns out to be extremely cumbersome and time-consuming.

hopefull this will you!

the business rule that governs the relationship is one-to-many as there are multiple customers for each agent.

c is the correct answer.