Which of the following employees under a group life plan would be allowed to convert to individual insurance of the same coverage once the plan is terminated?
1. those who have no history of claims
2. those who have been insured under the plan for at least 5 years
3. those who have worked in the company for at least 3 years
4. those who have dependentds

Some disadvantages to leasing a car is that you are counting on someone to give you money every week or month depending on what you decided and if they don't have all of it well what if you needed that money now you as well have to pay not in full. a disadvantages to purchasing a new vehicle is if it is used then not all the time will absolutely everything work. its almost like a trail and era. although if it is a new car they will try to though all these specials and deals at you in your lease and it can be very overwhelming if you are not use to it.   

Idk  maybe its a glitch  in the system it happens 

Budgeting sounds like the most logical answer.