Aharvard prof. gave this problem to 400 harvard employees (many of whom had advanced degrees) and 250 wharton mbas. most got the answer wrong, so let's see how you do. you have $10,000 to invest in your 401-k plan. here are your only choices: morgan stanley s& p 500 index fund vanguard s& p 500 index fund schwab s& p 500 index fund fidelity s& p 500 index fund all four funds have the same one year, three year and five year returns. "life of fund returns" for each fund are as follows: morgan stanley = 12.5% vanguard = 11.9% schwab = 13.2% fidelity = 14.9% annual fees for each fund are as follows: morgan stanley = 36 basis points vanguard = 10 basis points schwab = 25 basis points fidelity = 27 basis points what is the best way to invest the $10,000? equally split among all four funds. 100% in morgan stanley. 100% in vanguard. 100% in schwab. 100% in fidelity.

Matt and his roommate gamal argue repeatedly about wearing shoes in the house versus taking them off at the door. eventually, both are fed up with constantly arguing. they decide to sit down and talk, and not get up until they come to a resolution. this is an example of which decision-making strategy

Long-distance providers are becoming increasingly concerned about certain activities within their industry. various companies come together voluntarily to implement new standards of social responsibility that members must abide by. what seems to be the primary motivation in this case for an increased interest in social responsibility? - because corporations are creations of society, they are responsible for giving back to the communities in which they operate.- these companies have realized it is in their best interest to increase their social responsibility before they are once again subject to stricter regulations.- these companies are using social responsibility as a means to increase their profitability, both short term and long term.- long-distance providers have started taking pride in their industry and its record for social responsibility.- they feel a responsibility to their stockholders, employees, the government, investors, and society as a whole.

Budget in this final week, you will develop a proposed budget of $150,000 for the first year of the program and complete the final concept paper for the proposed program due for senior management review. the budget should identify the program's anticipated expenses for the year ahead. budget line items should be consistent with the proposed program and staffing plan. using the readings for the week, the south university online library, and the internet, complete the following tasks: create a proposed budget of $150,000 for the first year of the proposed program including the cost for personnel, supplies, education materials, marketing costs, and so on in a microsoft excel spreadsheet. you may transfer your budget to your report. justify the cost for each item of the proposed budget in a budget narrative.