When reviewing loan applications, jessica, a loan officer at a+ credit union, always examines the amount of cash and marketable securities that applicants have on hand. she reviews historical, current, and projected cash flows of a business to gauge whether applicants are able to repay the loan. these activities best describe which of the five "cs" of credit?

Capacity

Explanation: Under the characteristic of capacity, the reviewing authority tries to evaluate the ability of the opposite party if they are competent enough to pay the loan.

In the given case Jessica considers the amount of liquid assets that the opposite party have, which is a reasonable criteria to understand the liquidity position.  

i would say a certificate of deposit, so you're not locked into a long term, and it has more security than a mutual fund.

the correct answer would be b, when, queen, calder hall and london.

explanation:

we always capitalize words when a paragraph or sentence is starting, when an important name is used, when a place is being written, or simply when a noun is used, etc. so in this sentence, sentence is starting from 'when', so it will be written in capital letters. secondly, queen is considered to be an important person, so it will also be written in capital letter. next, the name of the town is mentioned, i-e calder hall, which will also be written in capital letters. in the last,   city name is being used, 'london', which will also be written in capital letters. so option b is the most appropriate one.