Factors such as age, gender, family history, and genetics are risk factors, while risk factors are ones that are in your power to change.

Factors such as age, gender, family history, and genetics are nonmodifiable risk factors, while modifiable risk factors are ones that are in your power to change.
You cannot change your age, family history or genetics - you will age no matter what, and you will inherit some traits from your ancestors whether you like it or not. Gender is more flexible nowadays as there are surgeries that can help people change their gender.