Which two of the following correctly describe what a gene is? A packet of genetic information that can be passed down from one generation to the next
A DNA molecule
The entire collection of genetic information in a given species
A section of DNA that provides instructions for building a specific protein
I'm not sure

A section of DNA that provides instructions for building a specific protein and A packet of genetic information that can be passed down from one generation to the next

Explanation:

A DNA molecule is not a gene, it is a nucleotide. The entire collection of genetic information in a given species results isn't a gene although many genes comprise what is the genome.  Given that those two answers are not what genes are, the other two options are correct.

9.9 years

a = p(1 + rt) . . account balance after time t at rate r starting with principal p

3000 = 2500(1 + 0.0202t) . . filling in the given numbers

1.2 = 1 + 0.0202t . . divide by 2500

0.2 = 0.0202t . . . subtract 1

0.2/0.0202 = t ≈ 9.901

it will take about 9.9 years for the account balance to reach $3000.