The primary disadvantage to having a total consumption budget.
a. there is no discretionary income
b. it is difficult to manage properly
c. it only allows savings for short-term goals
d. it does not insure that all bills get paid

Which best describes what you will do in the reaching your academic potential course?

2. which of the following statements does not accurately describe stem cells? a. embryonic stem cells make up the inner cell mass of a blastocyst. b. with more research, stem cells may be used to repair or replace damaged cells. c. the use of stem cells is without any objections since it can be used in therapies to humans. d. adult stem cells are multipotent and can differentiate into many types of cells.

Adistinctive characteristic of mammals that is not observed in other vertebrates is