The main difference between secured and unsecured loans is that the unsecured loan a. doesn't require collateral b. requires a cosigner c. has a lower interest rate d. does not protect against identity theft

Explain the popular saying "we are made of stardust. how are we made of stardust? use scientific vocab.

For review 1. in terms of which government is sovereign, differentiate among a unitary system, a confed- eral system, and a federal system of government. 2. to which level of government does the constitution distribute the enumerated po implied powers? concurrent powers? reserved powers? provide several power. 3. what matters fall within the scope of state sovereignty? differentiate among dual federalism, cooperative federalism, centralized federalism, and conflicted federalism. how does the national government use grants-in-aid, mandates, and preemption to direct the policy of state and local governments? 6. what do we mean by intergovernmental relations? why is the term a good description of u. s. federalism today? 7. list several advantages and several disadvantages of a federal system.

Question 10 (yes/no worth 5 points) apply strategies for self-improvement based on individual strengths and needs. i will learn spanish. a. yes b. no