Which statement about depression is false

If a person has a bad pain in their back, specifically lower back a bit above the hip, what should they do besides going to the doctor? what remedies could they use?

Does indrect sunlight does not pose any danger to the skin

If a basic life insurance illustration is used by an insurance producer in the sale of life insurance and the policy is applied for as illustrated, a signed copy of that illustration must be submitted to the insurer and provided to the applicant?